Ogiso’s Register


Ogiso’s Register is an insurance marketplace, the largest insurance service for space travel-related ventures in the System. Members of Ogiso’s provide capital to underwrite the insurance policies, and come together in syndicates to spread risk. Ogiso’s Brokers facilitate the risk transfer between syndicates and policyholders. Ogiso’s also assesses the maintenance and worthiness of vessels and stations and publishes these assessments in a titular Register of Ships. Discrete, unincorporated members of the marketplace are known and referred to in media as Agencies. Ogiso’s Register is reputed both for honouring its contracts and recovering the debts it is owed.

  • Industry: Insurance
  • Country of origin: Nigeria
  • Key people: Adaku Temile (CEO)
  • Headquarters: Lombardy, Suzhou Orbital
  • Ticker symbol: OGIS


The construction of the African space elevator at the planned city of Ogiso made it a natural hub for space-bound travellers, shipping, construction, and insurance companies. Though the first voyages were underwritten by national banks, or directly by private interests, a group of Nigerian brokers sought to emulate the success of older financial institutions by establishing the Register of Ships. While other insurance companies would follow, Ogiso’s Register became the first off world focused insurance marketplace. Today nearly one half of all off world insurance premiums are accounted through Ogiso’s Register.

Ogiso’s Register faced a setback when the incomplete aerostat Algiers vanished without a trace inside Venus’ atmosphere. Ogiso’s was forced to launch a suit against six hundred Agencies who refused to pay out the cover, as they demanded a public investigation. A spokesperson for the defendants claimed that the cause of the loss was most likely piracy or sabotage for which the aerostat was not insured, as the contract was created before the Venusian atmosphere’s susceptibility to piracy became a known quantity. The legal battle, and the search for evidence of Algiers’ fate, is ongoing.

Marine, Aviation & Transport Insurance

Ogiso’s Register offers a wide range of MAT insurance policies beyond the scope of this article. The list below is not comprehensive.

Total Loss Only

A form of insurance which only pays damages when the insured cargo or vessel is totally destroyed. TLO policies are considerably cheaper than other policies given the rarity of a) the event occurring b) the claimants surviving and c) proving the loss. Ogiso’s contracts typically include, as part of its TLO Policy, Constructive Total Loss, when the vessel survives but repair costs are estimated to be greater than the vessel’s value.

Despite this, going without TLO can lead to millions, billions, in some case trillions’ worth of loss. For this reason it is a very common policy off world.


Cargo coverage pays damages commensurate to the value of the cargo. More comprehensive cover includes situations such as damages caused during loading and unloading.


Hull coverage pays for damages to the hull in the event of allision (damage from an interplanetary body, micrometeroids, or debris) or running down (damage from contact with another ship).


Voyage policies last from the point of departure to the destination, the most common policy to apply to cargo.


A time-based policy lasts for a particular period. A standard maritime contract lasts for one year. Policies covering time and voyage are ‘mixed’.

Valued or Unvalued/Open

In a valued policy, the value of the consignment is assessed and reimbursement is defined. In an unvalued or ‘open’ policy, reimbursement is only performed after any losses have been inspected and valued.

Port Risk

Pork risk policies insure the safety of the vessel while it is stationed in port. Some ports, such as Athabasca in the Belt, the Register categorically will not cover due to the high rate of losses, accidental and otherwise.

Strikes, Riots, and Civil Commotion

Most policies do not cover SR&CC, so these riders must be negotiated separately.

War Risk

Covers damage due to acts of war, including invasion, insurrection, rebellion and hijacking.

Ship Assessments

Ships are assessed based on two criteria: the quality and maintenance of the hull, or the Vessel rating, and the quality and maintenance of the systems, or the Materials Rating. First Class Vessels receive an ‘A’ rating, which proceeds A-E-I-O-U, where ‘U’ is Fifth Class. First Quality Materials receive a rating of ‘1’, which proceeds 1-2-3 in the same manner.


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